Financial wellbeing is about a sense of security and feeling as though you have enough money to meet your needs. It's about being in control of your day-to-day finances and having the financial freedom to make choices that allow you to enjoy life
Alongside the University's pension schemes, (e.g., Universities Superannuation Scheme (USS) and the Bangor University Pension & Assurance Scheme (UPAS)) with generous employer contribution, the University endorses a variety of non-salary and salary sacrifice benefits that offer the change to make tax and Nation Insurance saving on various purchases and schemes.
Bangor Benefits offers more information on eligibility and on how to access these benefits.
Financial wellbeing resources
Budget Planner puts you in control of your household spending and analyses your results to help you take control of your money
Care first lifestyle website contains information and articles relating to bills, budgets, savings, investments, pensions, and wills, including a financial health check tool and budgeting calculator. Care first's team of Information Specialists can be contacted at 0800 174 319 to confidentially discuss any monetary or financial matters
Help with scams advice for spotting, avoiding and recovering from scams.
Mental health and money advice helping you understand, manage, and improve your mental health and money issues
Money and mental health (MIND) poor mental health can make earning and managing money harder. Here, you can find out more about organising your finances, claiming benefits when you have a mental health problem, dealing with services, and looking after your mental health when you’re worried about money.
National Debt Helpline team of expert debt advisers offer free and confidential debt advice. Here you will find guides, fact sheets, budgeting tools and sample letters to help you write to your creditors.
Helpline: 0808 808 4000 from Monday to Friday, 9am to 8pm
Stepchange offers free debt advice that is based on a comprehensive assessment of your situation, practical help and support for however long it’s needed.
Helpline: 0800 138 1111 from Monday to Friday, 9am to 5pm